ABS NNN LEASE | REGIONAL BANK BRANCH WITH 42+ LOCATIONS

• 15-year initial lease term with 7 years of term remaining
• Absolute NNN lease structure | Zero landlord responsibilities
• SmartFinancial, Inc. (NYSE: SMBK) is headquartered in Knoxville, TN and is the official bank of Dollywood | $5.5B+ in assets
• The base rent will increase in 2028 and per each option (four, 5-year options)
• SmartBank currently has 42 bank branches across TN, AL and FL
• The deposits at this location rank in the company’s top 45% with over $102M

SIGNALIZED CORNER | US-441 FRONTAGE | 42,160 VPD | KNOXVILLE MSA

• SmartBank is well-positioned at a signalized intersection along US-441 with 42,000+ VPD
• US-441 is a major artery connecting Knoxville, Sevierville, Pigeon Forge, Gatlinburg, the Great Smoky Mountains National Park (11M+ annual visitors) and Western North Carolina
• Sevierville is centrally located 5 miles north of Pigeon Forge, 9 miles south of Interstate 40, 14 miles north of the Great Smoky Mountains National Park and 20 miles east of Knoxville
• Busy daytime population adjacent to Food City (top 9%), Downtown Sevierville, Gatlinburg Pigeon Forge Airport, Covenant Health LeConte Medical Center, Severville High School, Sevierville Elementary School and Sevierville Intermediate School

TOP-PERFORMING TENANTS & DESTINATION HUBS | #1 WALMART IN US

• Sevierville is a powerhouse retail destination hub home to Tanger Outlets, Walmart, Publix, Kroger, Home Depot, BJ’s Wholesale Club, Target, Hobby Lobby, Dick’s Sporting Goods, HomeGoods, Lowe’s, Ross, TJ Maxx and Ulta Beauty
• Walmart, two miles south of the Property, is the #1 ranked Walmart in the nation with 5M visits
• Major quick-service corridor | McDonald’s, Dunkin and KFC along Dolly Parton Pkwy rank in the top 5% nationally
• Robust consumer spending at multiple shopping destinations:
• Walmart – 5M visits (Top 1%)
• Smoky Mountain Gateway – 3.8M visits (top 9%)
• Tanger Outlets Sevierville – 3.3M visits (top 7%)
• River Landing – 2.7M visits (top 16%)

TOURISM-DRIVEN DEMAND | REGIONAL GATEWAY ACCESS

• The property sits along the primary arterial connecting the Tri-Cities corridor (Knoxville, Pigeon Forge, Gatlinburg), ensuring consistent daily traffic counts from both local residents and regional tourism
• Proximity to Tennessee’s third-largest city, Knoxville provides a strong and expanding regional economic base
• Sevier County draws more than 14M visitors annually, generating nearly $4B in tourism spending and supporting thousands of jobs statewide, all of which drives sustained commercial activity and consistent demand for banking and financial services along this corridor
• Dollywood (5 miles) is the largest and most iconic attraction in the region | the park attracts more than 3 million visitors annually and is a top theme park in the US