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From the start, First Federal has been committed to both exceptional service and value. Today, we are a community-based mutual bank that serves over 70,000 customers from 25 community banking branches, mortgage lending offices in Florida, the Southeast and Midwest, and SBA and USDA lending offices in the Southeast. Because we are a mutual bank, we are owned by our customers and not stockholders, which allows us to truly focus on our customers’ needs.

Built on conservative yet progressive principles, over the past 5 years, First Federal has increased its business lines to include a mortgage processing company, wholesale lending, specialty commercial financing, warehouse lending, consumer direct lending, and a manufactured housing lending division. This diversity allows First Federal to serve more people and businesses across the Southeast.

First Federal’s business lines all share the common thread of being passionately committed to helping our neighbors and local communities thrive. We offer a range of products and services aimed at giving our customers all the financial tools they need for easy personal and business banking. 

Commercial Loan Officer, City President

Jim Weaver

Areas of Interest

First Federal Bank
Lake City, United States
Founded in 1962

Jim Weaver

Areas of Interest

First Federal BankLake City, United StatesFounded in 1962

First Federal Bank
Lake City, United States
Founded in 1962